Horizon Auto Loans - Most Frequently Asked Questions

Do you provide services for poor credit?
Yes, See Bad Credit Auto Loans

Does your services include commercial fleet vehicle purchases?
Yes.

Do you only provide loan services for Businesses?
No, We provide services for individuals also.

Do you offer a vehicle refinancing service?
No, only for purchases.

I don't have any credit, can I still apply?
Yes, there are many programs which are designed for first time auto buyers who have no credit.

I just filed bankruptcy, can I still qualify?
All bankruptcies must be dismissed or discharged.

Do you provide private party purchase services?
No we do not.

Will I need a Co-Signer?
Every situation is different, but if your budget shows excess money which can support an auto loan payment you may qualify without a co-signer.

Do you charge a fee for a pre-approval?
No, applying online is absolutely free and there are no hidden charges for your pre-approval.

What type of vehicles are your services for?
New and Used cars, trucks, vans, and sport utility vehicles.

How do I apply?
Go to our online application and select whether you need an individual or commercial auto loan.